Wednesday, June 19, 2013

One Car Loan Request Accepted, Another Rejected?

 

Dear Driving for Dollars,
I bought a new car about a month ago. The finance guy at the dealership got car loan rate quotes from several lenders. He presented them to us and we selected one. In today's mail, I received a rejection letter from another bank stating it could not approve my loan.



Read more: http://www.foxbusiness.com/personal-finance/2013/05/03/one-car-loan-request-accepted-another-rejected/#ixzz2SHGuS6ko
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

  • www.bkhelpnow.com

    Tuesday, June 18, 2013

    Four Costly Car Maintenance Mistakes to Avoid

     

    While the cost of car maintenance may be hard to swallow, postponing regularly scheduled maintenance actually can result in more costly problems in the long run. Postponing maintenance is the No. 1 car maintenance mistake, according to research by CarMD.com, which polled certified master technicians.
    Of the top 10 maintenance mistakes in the firm's study, four of them were related directly to regularly scheduled car maintenance and could be avoided. Take a look at these four and what you need to do to prevent them from hurting your wallet.



    Read more: http://www.foxbusiness.com/personal-finance/2013/05/03/four-costly-car-maintenance-mistakes-to-avoid/#ixzz2SHGYie59
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

  • www.bkhelpnow.com
     

    Monday, June 17, 2013

    Insurance That's 'Just Right' for an Old Car

     


    Whether you drive an aging set of wheels because it's cheaper or because it has sentimental value, there are important things you need to know about buying insurance for an old car. In your auto insurance quote, you don't want to spend more on coverage than you need, but you also don't want to wind up without enough car insurance.
    If you own a car that is getting on in years, you're not alone. Automotive research firm R.L. Polk & Co. reports that the average age of the more than 240 million cars and light trucks on U.S roads has climbed to a record 11.2 years. In 1995, the average age was 8.4 years. The recent recession has contributed to the trend of drivers keeping cars on the road longer..
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

  • www.bkhelpnow.com



    Read more: http://www.foxbusiness.com/personal-finance/2013/05/03/insurance-that-just-right-for-old-car/#ixzz2SHGiUxuW

    Sunday, June 16, 2013

    How This Couple Paid Off a $210,500 Debt in 5 Years


    http://www.savvysugar.com/How-Pay-Off-Debt-Five-Years-29776211


    Paying off all your debt is always impressive, especially when it runs up to six figures. Reddit user Biking posted about his and his wife's recent success of paying off $210,500 worth of debt, which includes their $127,500 home, $34,500 in car loans, and $48,500 in student loans. Further, they were also raising a kid, currently 3 years old, while trying to reach their goals. 

    The couple had initially bought their home when they were 24 and had been working toward paying of all their debt for five years. Biking says their combined income when they began was $77,000 and their income now is $127,800. Here's how they did it:

    Saturday, June 15, 2013

    Should You Change Your Maiden Name? 5 Things to Consider

     

    http://www.savvysugar.com/Should-You-Change-Your-Maiden-Name-30208048


    Getting a ring on your finger doesn't just mean a fancy wedding; it also comes with big lifestyle changes. This includes the dilemma of whether or not you should change your maiden name. Before you make the plunge, keep these things in mind:
    • What to change it to: If you decide you want to change your name to reflect your new Mrs. status, keep in mind that there are plenty of choices. See this list for suggestions. You can do it the old-fashioned way and swap your last name for his, opt for a hyphenated hybrid of your last name and his, and more.
    • Your career: Is your full name synonymous with your career? Some women hang onto their maiden names because they've already established themselves in their field with their name. This is especially true for those who work in the media industry. They worry that changing their name may affect their advancement. Evaluate your priorities, and know that there are plenty of women who have changed their last names and continue to have successful careers, while there are plenty who are happy to have kept their maiden name.


    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
    • www.bkhelpnow.com

    Friday, June 14, 2013

    Job Hunting? 8 Tough Interview Techniques to Prepare For

    http://www.savvysugar.com/Job-Interview-Advice-30112211

     

    Job interviews: Nobody likes them, but they inevitably stand between you and your dream job.
    Unfortunately, “What’s your greatest weakness?” is no longer the only hard-to-answer question hiring managers will throw your way.
    RELATED: 11 Things Hiring Managers Won't Tell You
    New techniques, designed to do everything from measure your ability to handle criticism in the moment to downright intimidate you, are now being wielded more frequently by HR managers.
    Life and Career Coach Anna Goldstein, founder of SelfintheCity.com, walks you through eight curveball interview techniques you might encounter, and the best way to ace each one.
    Read on to find out what made the list
    1. Subtle Scare Tactics
      It’s not just in your head: Your potential future boss did not smile at you. And if she’s using intimidation techniques in an interview, she might wait a few beats after you answer a question before responding to what you’ve said.
    2.  
    3. The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    4. www.bkhelpnow.com


    It's Time to Talk to Your Kids About Your Finances

    http://www.foxbusiness.com/personal-finance/2013/04/15/it-time-to-talk-to-your-kids-about-your-finances/

     
    They say talk is cheap, and that holds true when parents only discuss money in terms of spending with kids.
    According to a new survey by T. Rowe Price, parents are talking to their kids about shopping, but are skipping conversations about household budgets, savings and financial goals. Close to 75% of survey respondents say they regularly have conversations with their kids about money, but the focus is on spending—not the family’s current financial situation.

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
  • http://lawyer93001.blogspot.com/
    www.bkhelpnow.com

    Thursday, June 13, 2013

    13 Money Lies You Should Stop Telling Yourself By Age 40

    http://www.dailyfinance.com/2013/04/29/13-money-lies-you-should-stop-telling-yourself-by-age-40/ 


    Though most of today's workers have already accepted the fact that they'll work well past the age of 65, there's just something about that number -- 65 -- that still feels like an unofficial finish line. And by 40, the pressure really starts to hit home.

    Half of workers said they aren't prepared for retirement in a 2013 Employee Benefit Research Institute report. Less than 20 years ago, that figure was only 27%.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

  • www.bkhelpnow.com

    Wednesday, June 12, 2013

    Why An Irrevocable Trust Can Be Superior to Gifting

     

    If you’ve heard of an irrevocable trust but don’t really understand them or what they are used for, you’re not alone. Most people have only heard one thing about these types of trusts: They’re set up by the rich as a way to give assets to their loved ones after they have passed.  However, only part of this popular belief is true.
    Irrevocable Trusts are designed to allow a person’s estate to continue to be useful long after they pass away.  These trusts aren’t only beneficial for the Kennedy’s or the Rockefeller’s. Ordinary citizens have the ability to greatly benefit from these trusts as well, and with a little research and work, you may be able to do it without paying thousands of dollars in legal fees. 



    Read more: http://www.foxbusiness.com/personal-finance/2013/04/29/why-irrevocable-trust-can-be-superior-to-gifting/#ixzz2S523AWK0
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

  • www.bkhelpnow.com

    Tuesday, June 11, 2013

    5 Biggest Retirement Questions Answered

    http://www.grandparents.com/money-and-work/retirement/retirement-savings

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

  • www.bkhelpnow.com