Young Adults Are Too Broke to Get Loans

http://www.dailyfinance.com/2013/02/28/young-adults-debt-levels-loans/

Young adults are in less debt than they were a decade ago, but that's not a good thing.

It's not because legions of Americans under age 35 have suddenly become fiscally responsible. It's more likely that their shaky economic foundations either prevent them from qualifying for a loan or even thinking about applying for one, according to those studying the trend.

"It's a sign of economic struggle, not economic success," said Richard Fry, senior economist at the Pew Research Center. "They don't have the mortgage, but they don't have the house."

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