Bankruptcy Attorney Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Bakersfield

Susan Salehi Bankruptcy Attorney Bankruptcy Lawyer Ventura, Oxnard, Camarillo, Simi Valley, Thousand Oaks, Westlake Village, San Fernando Valley, Santa Barbara, Bakersfield, Woodland Hills, Encino, Sherman Oaks, Studio City, Van Nuys, West Los Angeles, Los Angeles,CA. Bankruptcy Attorney Lawyer. FREE Consultation. Chapter 7's Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688

Thursday, January 31, 2013

Myths Couples Should Stop Believing About Joint Bank Accounts. ■The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura

http://bkhelpnow.com/wordpress/2013/01/31/myths-couples-should-stop-believing-about-joint-bank-accounts/

Posted on 01/31/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/2013/01/28/marriage-joint-bank-accounts-credit-score/

Setting up a joint bank account to cover shared expenses is a pretty standard move for most couples, but things start to get a little dicey when credit cards join the mix.”Many consumers are confused about what happens to their credit when they get married,” says Ken Lin, CEO of Credit Karma.
Lin and his team have honed in some of the most widely-held myths about linking credit accounts.
Whether you’re married or simply considering consolidating your finances with your partner, you’ll definitely want to consider these points:

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

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Wednesday, January 30, 2013

Economists feeling more optimistic about 2013. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/30/economists-feeling-more-optimistic-about-2013/

Posted on 01/30/2013 by Law Office of Susan J. Salehi

http://www.nbcnews.com/business/economywatch/economists-feeling-more-optimistic-about-2013-1C8137827

Economists are increasingly optimistic about growth in the year ahead with hiring expected to pick up in coming months.
A quarterly survey by the National Association for Business Economists released Monday shows half of the economists polled now expect real gross domestic product — the value of all goods and services produced in the United States — to grow between 2 and 4 percent in 2013. That’s up from 36 percent of respondents who felt the same way three months earlier.
About half expect sluggish or negative performance, down from 65 percent in October.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

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Tuesday, January 29, 2013

5 things you need to know before working at a . Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/29/5-things-you-need-to-know-before-working-at-a-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/29/2013 by Law Office of Susan J. Salehi

http://venturebeat.com/2013/01/20/5-things-you-need-to-know-before-working-at-a-startup/

A recent study by my company HireArt, a Y-Combinator-backed recruiting business, showed that startup employees often get fired or quit because they are not a good fit for the company. Part of the reason why that is the case is that working for a startup can be a bit different than working for larger companies.
Here are five things people should know before trying to work for a startup:
1. Working for a startup means having ownership over your work and doing something that you really believe in, but it also means doing whatever is needed of you.
Be aware that working at a startup also involves “grunt work,” well below what you might do at a larger corporation. Expect to do whatever is needed of you. Sometimes this will mean building a revolutionary feature to your product and sometimes it’ll mean making phone calls, signing for deliveries, or other tasks you may think are outside of your job description.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Monday, January 28, 2013

Chanel Reynolds: Don’t Make My Estate Planning Mistakes. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/28/chanel-reynolds-dont-make-my-estate-planning-mistakes-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/28/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/2013/01/15/chanel-reynolds-estate-planning/

–
If you ever needed to be reminded of the importance of estate planning, look no further than this New York Times story on the financial planning website founded by Chanel Reynolds. Reynolds, a Seattle mother of two, was in her late thirties when her husband, José Hernando, was struck and fatally injured while riding his bicycle near their home.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Sunday, January 27, 2013

How Much Did That New Customer Cost You? Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/27/how-much-did-that-new-customer-cost-you-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/27/2013 by Law Office of Susan J. Salehi

http://www.entrepreneur.com/article/225415

In his book, The Fusion Marketing Bible, author Lon Safko focuses on ways to analyze your marketing efforts and leverage synergies across platforms to produce the best results. In this edited excerpt, Safko lays out the crucial steps to determining your plan’s effectiveness: the cost of customer acquisition.
Every business should look at its cost of customer acquisition twice a year and after each campaign. The old business adage goes, “You can’t manage what you don’t measure.” Yet we fail to measure these costs all the time. We seldom take the time to see how effective our marketing was.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

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Saturday, January 26, 2013

Ways to Come Up With a Business Idea. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/26/ways-to-come-up-with-a-business-idea-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/26/2013 by Law Office of Susan J. Salehi

http://www.entrepreneur.com/article/225513

The start of the year is a great time to gear up to start a business. But, of course, you first need to figure out a winning concept. “You have to come up with a lot of ideas to be successful,” says Stephen Key, cofounder of the website inventright.com based in Glenbrook, Nev., and author of One Simple Idea for Startups and Entrepreneurs: Live Your Dreams and Create Your Own Profitable Company, (McGraw-Hill, 2012).
Key, who has licensed more than 20 products in the last 25 years, says he generates ideas by finding different ways to engage his mind, from walking the aisles of stores to brainstorming about holes in the marketplace.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Friday, January 25, 2013

Can ‘big data’ lift people out of cycles of debt? (debate)Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/25/can-big-data-lift-people-out-of-cycles-of-debt-debatebkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/25/2013 by Law Office of Susan J. Salehi

http://venturebeat.com/2013/01/14/debate-poverty-big-data/

One early proponent, Citigroup famously hired Watson, IBM’s number-crunching supercomputer, to help it decide what new products and services to offer customers. Big data technologies are already being used to clamp down on fraud and determine which customers are credit-worthy.
But similar technologies are also bolstering the efforts of competitors to traditional banks that are providing small-dollar loans to people in need. One such firm is ZestCash, the brainchild of a former engineering lead at Google, which gives loans to people with bad credit histories.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Thursday, January 24, 2013

Tax Law Changes You Need to Know for 2013. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/24/tax-law-changes-you-need-to-know-for-2013-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/24/2013 by Law Office of Susan J. Salehi

http://www.foxbusiness.com/personal-finance/2013/01/10/tax-law-changes-need-to-know-for-2013/?intcmp=trending

Happy New Year!
I don’t know what you did on New Year’s Eve, but we all know what Congress did: they finally hammered down some tax legislation for 2013 and beyond.
These last-minutes decisions put the IRS behind when it comes to processing tax returns because the agency has to work to update its software to adjust for the new laws. But just because the IRS is left scrambling, that shouldn’t stop you from preparing your income tax return.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Wednesday, January 23, 2013

How One Business Bounced Back from Bankruptcy. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/23/how-one-business-bounced-back-from-bankruptcy-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/23/2013 by Law Office of Susan J. Salehi

http://www.entrepreneur.com/blog/225402

After purchasing casual dining chain Fatburger in 2003, CEO Andy Wiederhorn fought for years to turn around the company’s performance. But, faced with an ineffective management team and the recession, he finally resorted to Chapter 11 bankruptcy filings for two of the restaurant’s west coast subsidiaries in 2009

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Tuesday, January 22, 2013

6 Things About Money You May Not Think About — But Should. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/22/6-things-about-money-you-may-not-think-about-but-should-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/22/2013 by Law Office of Susan J. Salehi

http://www.entrepreneur.com/article/225377

Too often, entrepreneurs fail to pay adequate attention to their personal finances, which often are interconnected with their business. Here are six financial issues you might not have on your radar, but should keep in mind:
1. Protecting your personal credit rating. Often, small-business owners don’t consider how their company can affect their personal credit rating, says Bill Collier, author of How to Succeed as a Small Business Owner … and Still Have a Life (Porchester Press, 2006). For example, if you sign a personal guarantee when buying from a vendor, you are liable should your business be unable to pay within the typical 30-day term.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Monday, January 21, 2013

Zombie Title Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/21/zombie-title-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/21/2013 by Law Office of Susan J. Salehi

http://www.nbcnews.com/business/zombie-titles-haunt-victims-home-foreclosure-1B7933378

Joseph Keller stands outside the kitchen door of his abandoned house in Columbus, Ohio, September 30, 2012.
COLUMBUS, Ohio – Joseph Keller doesn’t expect he’ll live to see the end of 2013. He blames the house at 190 Avondale Avenue.
Five years ago, Keller, 10 months behind on his mortgage payments, received notice of a foreclosure judgment from JP Morgan Chase. In a few weeks, the bank said, his three-story house with gray vinyl siding in Columbus, Ohio, would be put up for auction at a sheriff’s sale.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Sunday, January 20, 2013

Homeowners and sellers escape ‘fiscal cliff’ with key benefits. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/20/homeowners-and-sellers-escape-fiscal-cliff-with-key-benefits-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/20/2013 by Law Office of Susan J. Salehi

http://www.latimes.com/business/realestate/la-fi-harney-20130113,0,6931945.story

The ‘fiscal cliff’ legislation, close to a total win for homeowners and sellers, revived 2 key tax benefits for housing that had expired more than a year ago.WASHINGTON — Although it wasn’t a total win for homeowners and sellers, the patchwork legislation that emerged from the “fiscal cliff” fracas on Capitol Hill came pretty close. In fact, it even reached back and resuscitated two key tax benefits for housing that had expired more than a year ago. Now homeowners will be able to take deductions on their 2012 tax returns that they assumed were no longer available.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Saturday, January 19, 2013

New Mortgage Rules: Protection From Banks, or Ourselves?Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/19/new-mortgage-rules-protection-from-banks-or-ourselvesbkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/19/2013 by Law Office of Susan J. Salehi

http://business.time.com/2013/01/10/new-mortgage-rules-protection-from-banks-or-ourselves/
The federal government’s consumer watchdog will introduce new mortgage rules today. They are designed to protect homebuyers from big bad banks. But they are also about protecting consumers from themselves, which is a slippery slope.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Friday, January 18, 2013

Anthem’s mail-order policy may have crossed a legal line. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/18/anthems-mail-order-policy-may-have-crossed-a-legal-

Posted on 01/18/2013 by Law Office of Susan J. Salehi

http://www.latimes.com/business/la-fi-lazarus-20130111,0,1228877.column

The health insurer’s requirement that some customers get their prescription drugs from a single mail-order pharmacy has caught the eye of the California attorney general’s office.Anthem Blue Cross may be breaking California law by requiring some policyholders to buy their prescription drugs from a single mail-order pharmacy, according to the state attorney general’s office.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Thursday, January 17, 2013

Over 50, and Under No Illusions. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/17/over-50-and-under-no-illusions-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/17/2013 by Law Office of Susan J. Salehi

http://www.nytimes.com/2013/01/13/business/how-5-older-workers-saw-a-chance-to-remake-their-careers.html?ref=business_r=0

Clare Novak was running out of work as a management trainer. Then a business contact tipped her to a job in Pakistan; she jumped at the chance.
Too young to retire, too old to start over. Or at least that’s the line. Comfortable jobs with comfortable salaries are scarce, after all. Almost overnight, skills honed over a lifetime seem tired, passé. Twenty- and thirty-somethings will gladly do the work you used to do, and probably for less money. Yes, businesses are hiring again, but not nearly fast enough. Many people are so disheartened that they’ve simply stopped looking for work

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Wednesday, January 16, 2013

13 Financial Resolutions for Retirees in 2013. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/16/13-financial-resolutions-for-retirees-in-2013-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/16/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/2013/01/08/13-financial-resolutions-for-retirees-in-2013/

Being retired means not having to worry about waking up early to get to work. But with retirees facing unprecedented financial challenges, you shouldn’t quit on making smart resolutions to make your money work as hard as it can for you.
Let’s take a look at 13 resolutions designed specifically for retirees.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Tuesday, January 15, 2013

U.S. Consumer Debt Rises on More Car, School Loans. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/15/u-s-consumer-debt-rises-on-more-car-school-loans-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/15/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/2013/01/08/consumer-debt-rises-more-car-school-loans/

–
WASHINGTON (AP) – U.S. consumers borrowed more in November to buy cars and attend school, but stayed cautious with their credit cards.
The Federal Reserve said Tuesday that consumers increased their borrowing in November by $16 billion from October to a seasonally adjusted record of $2.77 trillion.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

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Monday, January 14, 2013

Nervous Optimism About Capital Markets for Small Businesses in 2013. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/14/nervous-optimism-about-capital-markets-for-small-businesses-in-2013-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/14/2013 by Law Office of Susan J. Salehi

http://www.entrepreneur.com/blog/225370

image credit: Shutterstock
Small companies seeking funding from the capital markets could catch a break in 2013.
Private equity-backed companies are expected to dominate the IPO market in 2013, according to a December survey of 50 transaction attorneys published yesterday by KCSA Strategic Communications. Sixty-eight percent of those surveyed think that the number of private equity backed IPOs will be greater than in 2012, which saw the highest number of private equity-backed offerings since 2007.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Unclaimed Property: Is Missing Money Looking for You?Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/14/unclaimed-property-is-missing-money-looking-for-youbkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/14/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/2013/01/08/unclaimed-property-is-missing-money-looking-for-you/

–One morning in November, Daniel DeMeuse magically awoke $28,000 richer. The 54-year-old unemployed studio artist from Sturgeon Bay, Wis., had been left money in a dear friend’s estate 10 years earlier, but because of the slow probate of the will, he’d never learned of the bequest.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Sunday, January 13, 2013

5 Steps to Keep Those Spring Break Pictures From Costing You. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/13/5-steps-to-keep-those-spring-break-pictures-from-costing-you-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/13/2013 by Law Office of Susan J. Salehi

http://business.time.com/2013/01/04/5-steps-to-keep-those-spring-break-pictures-from-costing-you-a-job/

Getty Images
Realizing that students today post every dumb thing they do on the Internet, colleges now are starting to help them “erase” those digital mistakes before they become a barrier to employment. Since new grads need all the help they can get breaking into the job market, their schools have begun helping them clean up embarrassing and potentially deal-breaking comments or pictures in their online profiles.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Saturday, January 12, 2013

Unexpected Expenses to Keep in Mind (and Avoid) in 2013. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/12/unexpected-expenses-to-keep-in-mind-and-avoid-in-2013-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/12/2013 by Law Office of Susan J. Salehi

http://www.savvysugar.com/Unexpected-Expenses-26475722

Even after you’ve set your budget for the New Year, chances are you might overlook certain expenses: you know, the busted transmissions and extra fees that creep up, and before you realize it, you’re out hundreds of dollars. While some experts say you should have nine months to a year of income saved for emergencies, we know that’s not always possible.
But you can still prepare by putting aside money each month for these incidents. Soon you’ll end up with a flexible spending plan that will withstand even these unexpected expenses.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

Life’s Necessities Could Cost You $3,794. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2013/01/12/lifes-necessities-could-cost-you-3794-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on 01/12/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/2013/01/02/lifes-necessities-could-cost-you-3-794-more-in-2013/

“The only things certain in life are death and taxes.”

– Benjamin Franklin
Actually, make that death, taxes, and inflation.
Surveying the raft of end-of-year surveys floating around right now, it quickly becomes apparent that not only are our taxes set to rise in 2013, but the cost of a whole lot of other stuff is going up, too. The question is: How much more expensive will life get in the new year? Here are the grim statistics.
Food: $480
According to the U.S. Department of Agriculture’s Center for Nutrition Policy and Promotion, your average American family of four spent $236.60 a week on groceries in 2012, roughly $1,000 a month. Thanks in large part to this past summer’s drought, that number will rise in 2013.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

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Thursday, January 31, 2013

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Wednesday, January 30, 2013

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Wednesday, January 16, 2013

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Tuesday, January 15, 2013

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Monday, January 14, 2013

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Sunday, January 13, 2013

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Saturday, January 12, 2013

Posted on 01/12/2013 by Law Office of Susan J. Salehi

Posted on 01/12/2013 by Law Office of Susan J. Salehi

“The only things certain in life are death and taxes.”