Friday, November 30, 2012

Where Does the Car Dealer Make Money?bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/30/where-does-the-car-dealer-make-moneybkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

 


http://www.edmunds.com/car-buying/where-does-the-car-dealer-make-money.html?mktcat=advice-buying-article

  • Dealership
“Follow the money,” is good advice for someone trying to understand the hidden side of any business. Nowhere is this more important than on a car lot. Rows of shiny new cars on a dealer’s lot make consumers believe that’s where the big money is. But if you follow the trail of dollars, it leads in a surprising direction. And knowing where the profit is will make you a better shopper.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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How Your Paycheck Will Change After the Fiscal Cliff. bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/30/how-your-paycheck-will-change-after-the-fiscal-cliff-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Susan Salehi


http://www.thefiscaltimes.com/Articles/2012/11/21/How-Your-Paycheck-Will-Change-After-the-Fiscal-Cliff.aspx#page1


With all the drama and uncertainty surrounding the pending fiscal cliff, all consumers really want to know is how much they should be worrying about their own paycheck.
The reality is that every single one of the 160 million wage earners in the U.S. could be impacted if these tax changes go through –– just not exactly all to the same degree.
To help, payroll and tax software specialist Symmetry Software has created a new tool that gives you a clear picture of how your paycheck will look on both sides of the cliff.
Click the image in this post to be taken to the tool. Read on if you’re curious as to how it actually works.
 
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Thursday, November 29, 2012

Student-Loan Delinquencies Now Surpass Credit Cards .bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/29/student-loan-delinquencies-now-surpass-credit-cards-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

http://www.cnbc.com/id/49983471?__source=yahoo|headline|other|text|par=yahoo

Even as the economy shows signs of improvement, a record share of Americans are falling behind on their student-loan payments.

The proportion of U.S. student loan balances that are in delinquency — that is, unpaid for 90 days or more — surpassed that of credit-card balances in the third quarter for the first time, according to the Federal Reserve Bank of New York.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
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Home Prices Increase in Most Major U.S. Cities. bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/29/home-prices-increase-in-most-major-u-s-cities-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

http://www.dailyfinance.com/2012/11/27/home-prices-increase-in-most-major-u-s-cities/!–



WASHINGTON (AP) – Home prices increased in September in most major U.S. cities, more evidence of a housing recovery that is providing a lift to the fragile economy.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Wednesday, November 28, 2012

How to Help Stay-at-Home Spouses Get Credit Cards Without Risking Our Financial Institutions.bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/28/how-to-help-stay-at-home-spouses-get-credit-cards-without-risking-our-financial-institutions-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

http://business.time.com/2012/11/21/how-to-help-stay-at-home-spouses-get-credit-cards-without-risking-our-financial-institutions/

A regulation requiring proof of personal income in credit card applications has justly been described as “anti-housewife”. The rules hurt the ability of nonworking spouses to access credit and build their own independent credit standing. There is a smart solution to the problem—but it’s not the one currently being proposed by the Consumer Financial Protection Bureau.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Year-End Tips to Trim Your 2012 Tax Tab. bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/28/year-end-tips-to-trim-your-2012-tax-tab-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

 



It’s a tricky time for taxpayers engaging in the annual ritual of year-end tax planning. Unless Congress intervenes, the Bush-era tax cuts expire when 2013 arrives. Also at risk if lawmakers don’t act before Dec. 31 are many popular tax breaks that expired at the end of 2011 that have long been considered sure-shots for revival. Those breaks include the authority to make direct contributions from traditional IRAs to charity.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
www.bkhelpnow.com
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http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
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Tuesday, November 27, 2012

Shedding $120,000 in Credit Card Debt Saved Her Life. bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/27/shedding-120000-in-credit-card-debt-saved-her-life-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

When Francine “Franny” Bostick looks back at where she was six years ago, she shudders at the memory. She not only faced financial ruin, but also was on her way to a potentially catastrophic health crisis.
“My blood pressure was soaring and almost impossible to control,” Bostick remembers. “Honestly, if I hadn’t gotten help with our credit card debt I probably would have had a stroke.”

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
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Loan Market Remains Weak Amid Small-Business Struggles. bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/27/loan-market-remains-weak-amid-small-business-struggles-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-santa-barbara-woodland-hills-los-angeles-ca/

 


Small-business credit quality weakened in the third quarter, as the health of the loan market remains weak, and a speedy recovery isn’t likely. Findings from the Experian/Moody’s Analytics Small Business Credit Indexreleased today showed many small businesses continue to have trouble paying off their loans and that demand for new loans remains weak.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
www.bkhelpnow.com/wordpress
http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
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Monday, November 26, 2012

Important Bankruptcy Attorney Questions To Get Answers To When Choosing an Attorney.Ventura Oxnard Camarillo Santa Barbara Bakersfield Woodland Hills Thousand Oaks Westlake Village Agoura Calabasas Los Angeles

http://bkhelpnow.com/wordpress/2012/11/26/important-bankruptcy-attorney-questions-to-get-answers-to-when-choosing-an-attorney-ventura-oxnard-camarillo-santa-barbara-bakersfield-woodland-hills-thousand-oaks-westlake-village-agoura-calabasas-l/

Be careful when looking for a prospective bankruptcy attorney for your Chapter 7 or Chapter 13 case. 

The following are suggestions you might want to review in choosing a bankruptcy attorney:

1. Experience of the Bankruptcy Attorney.
Ask the attorney how long they have been practicing bankruptcy law and how many cases they have filed to get a good idea of their experience in the bankruptcy area. Make sure they do a good number of cases and have been doing them over a long period of time – your case could be a “learning experience” for an attorney without much experience – both in number of years doing bankruptcies and number of cases filed. Degrees from fancy colleges are impressive, but do they mean that the attorney has actual experience representing folks such as you in the bankruptcy courts?

Chapter 7 or Chapter 13 Bankruptcy Filing
2. Make sure that the attorney has a lot of experience in helping people with both Chapter 7 (liquidation) and Chapter 13 (repayment) bankruptcies. Attorneys must certify in every bankruptcy case they file that they have explained the different kinds of bankruptcies to you and how each of them could help you in your individual case. Chapter 13 bankruptcies in particular have become more and more complicated and you want to make sure you have an attorney who can give you advice about both types of cases, and who has the knowledge and experience to competently represent you in a Chapter 13 case if that is what you require.

3. Make sure that you are comfortable both with the attorney and with the fees they have quoted for your case. If you are not, then consider seeking a second opinion.
If I can help you resolve your financial problems with a Chapter 7 or Chapter 13 bankruptcy, call me today at the office nearest you for a free, no obligation consultation.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
www.bkhelpnow.com/wordpress
http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
http://www.youtube.com/watch?v=hLzM0Hi6q10
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