Monday, December 31, 2012

The Best and Worst Online Franchise Promotions of 2012. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/31/the-best-and-worst-online-franchise-promotions-of-2012-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.entrepreneur.com/slideshow/225191


Franchises have taken to social media in a big way–with varied results.From Moe’s Southwest Grill’s viral video of items exploding in a microwave to Pizza Hunt’s odd pizza topping tie-in to the Presidental debates, it was a memorable year for franchises and social media marketing.

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Franchises Are Expected to Outpace Other Industries in 2013 (Infographic). Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/31/franchises-are-expected-to-outpace-other-industries-in-2013-infographic-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.entrepreneur.com/blog/225344


The coming year isn’t likely to be a home run for franchise growth, but it won’t be a no-hitter either.
The number of franchise establishments in the U.S. is expected to rise by a modest 1.4 percent to 757,055 in 2013, according to a report released yesterday by the International Franchise Association (IFA). The industry grew by 1.5 percent in 2012.
Uncertainty about the economy and fiscal issues are expected to weigh on the franchise sector in 2013, but it is still expected to outpace other industries in terms of growth, according to the report.
The franchise industry is expected to add 162,000 jobs in 2013. That’s a 2 percent increase from 2012 bringing the total to an anticipated 8.26 million jobs. According to their findings, the IFA said industry growth estimates would be greater if there were more clarity about the future of the economy, taxes and how the new health care legislation will be implemented.
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  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Sunday, December 30, 2012

529 College Savings Plans: The Good, the Bad and the Unranked. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/30/529-college-savings-plans-the-good-the-bad-and-the-unranked-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.dailyfinance.com/2012/12/13/529-college-savings-plans-morningstar-rankings/

Morningstar (MORN) has published its annual analysisof America’s best and worst 529 college savings plans. If you have kids — and higher-education-related hopes for them — here’s what you need to know.
Good news first. According to Morningstar, the past few years have seen “meaningful improvements” in the quality of 529 plans available to parents seeking a tax-friendly way to save for their kids’ educations.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Taxes on Big Estates and Gifts Slated to Soar. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/30/taxes-on-big-estates-and-gifts-slated-to-soar-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.dailyfinance.com/2012/12/14/estate-taxes-gift-taxes-rising-planning-wealth-transfer/

–Currently gifts and estates of up to $5.12 million are exempt from taxes, but as part of the fiscal cliff, any portion of a bequest that exceeds $1 million will be taxed next year — and at a 55% rate (currently, the rate is 35%). That will kick in unless Congress and the president agree to extend the current exemption or agree on a new one. Many older Americans are not waiting to see if that happens.
“It’s crazy,” said Richard Behrendt, Director of Estate Planning for Baird’s Private Wealth Management. “I bet more wealth is transferred this year than in the past 10 years combined.” Jonathan Blattmachr, a principal of Eagle River Advisors.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Saturday, December 29, 2012

Chained CPI: How Washington Is Likely to Slice Social Security Benefits. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/29/chained-cpi-how-washington-is-likely-to-slice-social-security-benefits-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.dailyfinance.com/2012/12/18/chained-cpi-how-washington-is-likely-to-slice-social-security-b/


An arcane change to the way Social Security’s annual Cost of Living Adjustments, or COLAs, are calculated may be part of a deficit reduction deal between President Barack Obama and Congress. The revision, known as the “chained CPI,” could cut the size of Social Security recipients’ benefits starting in 2014.
You could feel a financial pinch if COLAs get tweaked this way, especially if you’re fortunate enough to live for decades in retirement.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Year-End Review: Give Your Workplace Benefits This 3-Step Check-Up. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/29/year-end-review-give-your-workplace-benefits-this-3-step-check-up-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.dailyfinance.com/2012/12/17/year-end-review-give-your-workplace-benefits-this-3-step-check/

As the end of the year approaches, it’s important to make sure you’re not leaving any money on the table when it comes to your workplace benefits. Making the most of what your employer offers can save you a bundle, and if you don’t take the right steps now, you could lose your chance to maximize your savings..
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Friday, December 28, 2012

Truth or Consequences: Lying to Insurers is Costly. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/28/truth-or-consequences-lying-to-insurers-is-costly-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi

http://www.foxbusiness.com/personal-finance/2012/12/11/truth-or-consequences-lying-to-insurers-is-costly/

Everyone knows that torching a car and lying about it to your insurer to get a payout is fraud – and that you’ll pay dearly if you’re convicted. But fibbing to your insurer about less explosive things — your marital status, your child’s grades, where you garage your car — for financial gain is also fraud and can have serious consequences.
Take the recent case of Maria Demeter, a Hillsborough, N.J., woman who prosecutors say falsely claimed that she lived by herself since 1999 to save almost $35,000 on her auto insurance policy.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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For Student Borrowers, Relief Now May Mean a Big Tax Bill Later. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/28/for-student-borrowers-relief-now-may-mean-a-big-tax-bill-later-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.nytimes.com/2012/12/15/your-money/for-student-borrowers-a-tax-time-bomb.html?ref=business_r=0

Stephanie Day may owe tax on $100,000 in forgiven loans.
Those breathing a sigh of relief that their student loanpayments are now in line with their income may want to re-examine the rules that set the payment in the first place. There could be a tax time bomb looming, slowly ticking away. And defusing it is not a big part of the policy discussion in Washington at the moment.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Thursday, December 27, 2012

Tips on how to use your Flexible Spending Account. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/27/tips-on-how-to-use-your-flexible-spending-account-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.miamiherald.com/2012/12/07/3132397/tips-on-how-to-use-your-flexible.html

Most Flexible Spending Accounts have rules that all the money must be used or it will be forfeited.

Go to your company’s Human Resources department or talk to your FSA administrator, the people you file FSA claims with, said Susan Luskin with Diversified Administrated. They typically have a website with a list of approved items, plus downloadable claim forms and medically necessary forms. Other resources:
www.fsastore.com: An online drugstore where everything is FSA-eligible.
www.mydrugstore.com: An online store that has an FSA button next to FSA-eligible items.
www.wageworks.com: Has a complete list of FSA-eligible items.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Wednesday, December 26, 2012

What the Average American Should Know About the Capital Gains Tax. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/25/what-the-average-american-should-know-about-the-capital-gains-tax-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.dailyfinance.com/2012/12/13/-capital-gains-tax-what-average-americans-should-know/


–One of the most contentious issues in the debate over how the federal government can increase its revenues may be a difference of almost 8 percentage points, and it has encouraged over a hundred companies to scramble to issue special dividend payments to shareholders ahead of the New Year. It’s called the capital gains tax, and it’s the tax paid on the difference between the sale price of an investment asset, like a stock, and its cost.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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Financial Goals Every Consumer Should Make. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/25/financial-goals-every-consumer-should-make-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Financial Goals Every Consumer Should Make. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.



http://www.foxbusiness.com/personal-finance/2012/12/14/financial-goals-every-consumer-should-make/?intcmp=trending


The start of a new year provides a fresh chance to get your finances in order, create a budget and increase your savings.
“A lot of people are thinking about the national deficit and unemployment,” says certified financial planner Dan Keady, director of financial planning at TIAA-CREF. “People need to take those concepts to a personal level and have a New Year’s resolution to take control.”
According to money experts, to make a financial resolution stick, you must create an actionable and realistic goal and then conduct a thorough personal finance assessment.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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3 Surprising Findings From the Latest Study on Credit Reporting Agencies. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/26/3-surprising-findings-from-the-latest-study-on-credit-reporting-agencies-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.dailyfinance.com/2012/12/18/surprising-findings-study-credit-reporting-agencies/



We’re still at least a year away from laying eyes on the FTC’s decade-long review of credit reporting agencies, but a new study from a consumer watchdog gives an interesting preview at what we might be in for.
The Consumer Financial Protection Bureau analyzed data from the three largest CRAs –– Equifax, Experian, and TransUnion –– over the last year.
We pored over the 38-page report. Here are a few of the most staggering findings we came across:
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
http://www.youtube.com/watch?v=hLzM0Hi6q10
http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms
 

5 Sensible Ways to Combat Inflation in Retirement. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/26/5-sensible-ways-to-combat-inflation-in-retirement-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.dailyfinance.com/2012/12/14/5-sensible-ways-to-combat-inflation-in-retirement/


Sometimes it’s difficult to imagine the significant impact inflation will have on our budget because of the slow and steady pace of price increases. But any retiree can tell you that inflation is one of the most significant financial obstacles to living a comfortable life. After all, a meager 2 percent annual inflation rate since 2000 would mean a 27 percent increase by now. If inflation were just one percentage more at 3 percent, then the increase in prices would be 43 percent.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
www.bkhelpnow.com
http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
http://www.youtube.com/watch?v=hLzM0Hi6q10
http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms







Monday, December 24, 2012

21 Ways to Make a Big Financial Change. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/24/21-ways-to-make-a-big-financial-change-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://www.savvysugar.com/How-Make-Financial-Change-26201099

Making a big financial change in your life is similar to making any big change — it can often be overwhelming to the point of derailing you entirely. Here are 21 ways to help you stay on course and make big financial changes in your life.
Going whole hog right from the start is a recipe for relapse. Instead, start small. As a parallel example, if you want to start exercising but can’t fathom committing to a gym routine, then start with five minutes a day. (I started that way and progressed to an hour — which I now love).
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
www.bkhelpnow.com
www.bkhelpnow.com/wordpress
http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
http://www.youtube.com/watch?v=hLzM0Hi6q10
http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms
 

The Surprising Generation that Has a Handle On Its Finances. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/24/the-surprising-generation-that-has-a-handle-on-its-finances-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

The Surprising Generation that Has a Handle On Its Finances. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.



http://www.dailyfinance.com/2012/12/12/surprising-generation-financial-savvy-millennials/

We all know that we should be saving more and spending less, but we don’t always follow that wise advice. What may surprise you, though, are the varied ways people in different age groups have responded to the financial crisis. Some have been more responsible, some less so, and you might not guess at first which generation is which.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
www.bkhelpnow.com
www.bkhelpnow.com/wordpress
http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
http://www.youtube.com/watch?v=hLzM0Hi6q10
http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms
 

Sunday, December 23, 2012

Paying Extra on Your Mortgage Can Go a Long Way. Bkhelpnow.com Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/12/23/paying-extra-on-your-mortgage-can-go-a-long-way-bkhelpnow-com-susan-salehi-bankruptcy-ventura-oxnard-camarillo-bankruptcy-santa-barbara-woodland-hills-los-angeles-ca/

Posted on by Law Office of Susan J. Salehi


http://realestate.aol.com/blog/2012/12/12/paying-extra-on-your-mortgage-can-go-a-long-way/


Mortgages
can be viewed very differently.
Some see them as a positive financial instrument, a way to free up their money so it can be invested elsewhere, ideally for a better return.
Then there are those who view mortgages as the root of all evil, as a debt overhang that must be terminated as quickly as possible.
Whatever your stance, you’ve probably entertained the idea of making “extra mortgage payments,” though you may not know the exact impact, due to the complexity of mortgage amortization.
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.Calltoday for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
www.bkhelpnow.com
www.bkhelpnow.com/wordpress
http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation
http://www.youtube.com/watch?v=PMJSiWP2Pzw
http://www.youtube.com/watch?v=hLzM0Hi6q10
http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms