Should I sell stock now to avoid higher taxes in 2013?Susan Salehi Bankruptcy Ventura Oxnard Camarillo Bankruptcy Santa Barbara Woodland Hills Los Angeles CA.

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Both of my daughters own Home Depot stock that my father gave them. With the pending tax changes in 2013, should I sell their stock now and place the money into their 529s? One starts college in the fall of 2014, and the other in 2016. —Kathi L.
Long-term capital gains rates are set to rise from 15% to 20% in 2013 (though President Obama and Congress may end up agreeing on other rates). But you shouldn’t let a potential tax increase guide your investment decisions, says Charles Buck of Buck Financial Advisors in Woodbury, Minn.money.

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