A Credit.com reader named Roger recently took me to task for my blog post,
How to Decode Your Credit Score, that focused only on high
credit scores and neglected some of the common reason codes that accompany lower
credit scores:
What about reason codes: Serious delinquency and or public record or
collection filed. Time since delinquency too short, or my favorite Number of
delinquent accounts. OH Yeah, we are talking about how to decode your extremely
high credit score…. I forgot.
My apologies go out to Roger and others who have some negatives on their
credit report, as the reason codes they receive are just as important and can be
just as confusing as the codes that come with the higher
scores.
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