Bankruptcy may sound scary and it should be. Filing for it should always be looked at as the last resort. It's a difficult and emotionally exhausting process, which requires the aid and expertise of an attorney. The legal costs can run up to thousands of dollars, and the effect on your credit score is quite damaging. Read on to see if bankruptcy is right for you.
Alternatives to bankruptcy. Are you really all out of options? You need to have given some serious effort to paying off your debt. Make sure that you've tried to lower the interest rate of your debt or negotiate better terms. You can also seek help from a credit counselor. Greatly downsize your living expenses with a smart budgeting plan and find ways to earn extra money.
The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.
Call today for a free, no-obligation consultation, contact us through our website at salehilaw@aol.com.
Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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