New short-sale program offers relief for underwater homeowners.Susan Salehi Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA.

http://bkhelpnow.com/wordpress/2012/11/13/new-short-sale-program-offers-relief-for-underwater-homeowners-susan-salehi-

Posted on 11/13/2012 by Susan Salehi

The Fannie-Freddie program allows short sales for owners who are current on loan payments but are encountering a hardship that could force them into default.WASHINGTON — Though there are still some snares and drawbacks for participants, one of the federal government’s most important financial relief efforts for underwater homeowners started operating Nov. 1.

It’s a new short-sale program that targets the walking wounded among borrowers emerging from the housing downturn — owners who owe far more on their mortgages than their current home value but have stuck it out for years, resisted the temptation to strategically default and never fell seriously behind on their monthly payments.

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