http://www.foxbusiness.com/personal-finance/2013/03/19/hassle-being-in-debt/
Once we cut
our expenses and stopped living beyond our means, it didn't take long to make
significant progress against the tens of thousands of dollars we owed. And after
a few years of struggle and sacrifice, we finally paid everything off. Once all
of our consumer debts were gone, we turned our focus to our mortgage.Because we were young and dumb when we upgraded to our current home, we didn't put a lot of money down. Therefore, we were stuck paying private mortgage insurance. Big mistake. Unfortunately, there was no easy solution to our problem

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