Financial experts say
your emergency fund should be big enough to cover at least three to six months'
worth of expenses in case you get sick and can't work or you lose your job. Some
financial advisors say an emergency fund robust enough to cover 12 months' worth
of expenses is even better, but that's looking a lot like a pipe dream: A recent
Bankrate survey revealed that just 24 percent of Americans have enough savings
to cover at least six months of expenses, and 50 percent have less than three
months' expenses saved up. And 27 percent are living paycheck to paycheck,
without any savings at all.
The consequences of not having enough in emergency savings can be dire depending on the nature of your emergency. You may have to rely on credit cards if you have them, or the kindness of friends and relatives, or a high-interest short-term loan.
http://www.youtube.com/watch?v=hLzM0Hi6q10
http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms
The consequences of not having enough in emergency savings can be dire depending on the nature of your emergency. You may have to rely on credit cards if you have them, or the kindness of friends and relatives, or a high-interest short-term loan.
The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
http://www.youtube.com/watch?v=hLzM0Hi6q10
http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms
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